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DashboardKPI cards, income vs expenses, net worth trend
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SettingsCountry, currency, tax year, employment status
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Monthly BudgetIncome vs expense tracking with variance colors
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Expense Tracker81 pre-built categories with auto-summation
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Bill CalendarNever miss a payment with 31-day grid
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Savings GoalsProgress bars with target dates
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Debt PayoffAvalanche-method debt elimination planner
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Net WorthAssets & liabilities with trend chart
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Tax EstimatorHMRC (UK) or BMF (DE) country-specific tax
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VAT TrackerInput/output VAT for freelancers
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Annual OverviewFull-year consolidated summary by category
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InstructionsStep-by-step setup guide in 39 rows